Rewards that bring you home.
Use your debit card, earn points, and turn them into something special – like cash back or a flight home for a hug from Mom. It’s all possible with a Beginnings Rewards Checking Account.
Checking Account Features
- Access to Digital Banking.
- Access to over 85,000 surcharge-free ATMs worldwide.
- Digital Wallet Capabilities (Apple and Google Pay).
- Electronic Statements.
- Deposits are Federally Insured by the NCUA to at least $250,000.
Rewards Checking*
Earn CASH BACK Rewards when you swipe your debit card.
- Dividends paid on balances of $1,000+
- Avoid the $10 monthly fee with EITHER 15 debit card transactions per month OR a combined average daily balance of $5,000 in your checking, savings, and CD accounts.
- Opening deposit of only $25.
Tell your friends.
There's something in it for everyone.
Invite your friends and family to open a new checking account with us and everyone will receive a certificate redeemable for a $25 gift card to spend how you like.
Switching Your Checking from Another Financial Institution to Beginnings Credit Union is Easy!
Switch Deposits+ is a tool available in Beginnings Credit Union More that makes moving your checking or savings account from another institution to a Beginnings Credit Union checking or savings account, just a few simple clicks away.
Upgrade Your Beginnings Credit Union Checking
Easily change the type of checking account you have with us.
Example: You have Simply Checking, but would like to change it to Rewards Checking so you can earn Cash Back Rewards Points when using your debit card.
*The Rewards Checking account primary owner must have a combined average daily balance of at least $5,000 in their checking, savings, and certificate accounts OR have at least 15 debit card transactions per month, otherwise a monthly
service fee of $10 will be assessed. Debit card transactions must post and settle to the account to be included in the monthly count. ATM transactions are not included. Minimum opening deposit $25. Membership eligibility requirements apply. UChoose registration required to redeem points.
We offer rewards checking in Ithaca, Cortland, Waterloo, North Syracuse, East Syracuse and more.