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Beginnings Credit Union

Business Certificates

Grow Your Business Savings with a Business Certificate!


A Business Certificate account provides a higher Average Percentage Yield (APY) than a regular savings for the term of the certificate.

Business Certificate Features

  • Earn a higher Average Percentage Yield (APY)
  • Low $500 minimum to open
  • Access to Digital Banking
  • Deposits are Federally Insured by the NCUA to at least $250,000
  • No monthly service fees
  • Can use as collateral for a Business Term Loan or Line of Credit
  • All terms of certificates we offer are available to businesses except Lucky Savers