Skip to main content
Beginnings Credit Union

Certificates

This account provides a higher Average Percentage Yield (APY) than a regular savings for the term of the certificate.

Features

  • Earn a higher Average Percentage Yield (APY).
  • Low $500 minimum to open.
  • Access to Digital Banking.
  • No monthly service fees.
  • Deposits are Federally Insured by the NCUA to at least $250,000.

Current Certificate Rates

Certificates with $500 minimum to open and earn APY

Certificates with $25,000 minimum to open and earn APY

Certificates with $100,000 minimum to open and earn APY

You Could Be The Next BIG WINNER!

Every $25 deposited is a chance to win!*

*up to 10 entries a month. See official Lucky Savers rules here. For more information, please visit www.nycua.org.

Learn More about You Could Be The Next BIG WINNER!

We offer Certificates in IthacaCortlandWaterlooNorth SyracuseEast Syracuse and more.