This account provides a higher Average Percentage Yield (APY) than a regular savings for the term of the certificate.
Features
- Earn a higher Average Percentage Yield (APY).
- Low $500 minimum to open.
- Access to Digital Banking.
- No monthly service fees.
- Deposits are Federally Insured by the NCUA to at least $250,000.
Current Certificate Rates
Certificates with $500 minimum to open and earn APY
Certificates with $25,000 minimum to open and earn APY
Certificates with $100,000 minimum to open and earn APY
It's possible with our 6-month Certificate.
Only a $500 minimum deposit.
Available for a limited time only.
5.25% APY when you have one of the following checking accounts (Rewards, Simply, Student, or New Start). 4.25% APY without a checking account.
You Could Be The Next BIG WINNER!
Every $25 deposited is a chance to win!*
*up to 10 entries a month. See official Lucky Savers rules here. For more information, please visit www.nycua.org.
We offer Certificates in Ithaca, Cortland, Waterloo, North Syracuse, East Syracuse and more.