Beginnings Credit Union’s Personal Loans can be used for a variety of purposes to fit your unique needs.
Personal loans can be used for debt consolidation, medical bills, home improvements, emergency costs, and more.
Looking for other ways to help with your cash flow? Click here to check out our other personal loan types, like a Revolving Line of Credit, a Share Secured Loan, or Share Draft Loan Protection.
No prepayment penalties
Flexible repayment terms
Easy to pay online
Set-up automatic payments
Quick application process
Certified credit counselors available
Borrower Security
This protection could cancel your loan balance or payments up to the contract maximums. Purchasing protection is voluntary and won't affect your loan approval. It's simple to apply. Ask us about eligibility, conditions, or exclusions.**
Tell your friends.
There's something in it for everyone.
Invite your friends and family to open a new checking account with us and everyone will receive a certificate redeemable for a $25 gift card to spend how you like.
*All loans subject to approval. Membership eligibility requirements apply. Federally Insured by NCUA.
Your APR will be between 8.00% and 20.00% based on creditworthiness at the time of application for a loan term of 12-60 months. For example if you get approved for a $10,000 loan at 10.00% for a term of 36 months, you'll pay 322.67 per month.
**Insurance products are not insured by NCUA or any Federal Government Agency; are not a deposit of, or guaranteed by Beginnings Credit Union or any affiliated entity; and may lose value. Any insurance required as a condition of the extension of credit by Beginnings Credit Union need not be purchased from our Agency but may, without affecting the approval of the application for an extension of credit, be purchased from an agent or insurance company of the member’s choosing.