Beginnings Credit Union's Green Lending Program offers personal discounted loan rates for the following purposes:
- Solar Panels
- Solar Grid Connections
- Electric or Hybrid Vehicles
- Electric Vehicle Charging Stations
What documents do I need to bring for a loan application?
Each loan is unique, but in general you will need to provide the following information:
- Proof of income (paystubs, social security statement, etc)
- Identification (driver's license, military ID, passport)
- Purpose of the loan
- For solar loans, the vendor/contract agreement for installation and/or product
- Copies of estimates, invoices, and receipts may also be required
Solar Home Equity Loans
- Use Home Equity to borrow between $5,000 and $200,000
- Competitive fixed rates
- Payment terms options up to 20 years
- No closing costs
- Easy to view and pay online and set up automatic payments
Unsecured Solar Home Improvement Signature Loans
- Borrow between $5,000 and $50,000
- Competitive fixed rates
- Payment terms up to 10 years
- No prepayment penalties
- Easy to view and pay online and set up automatic payments
Green Auto Loans
HYBRID VEHICLES
0.25% APR
Rate Discount
FULLY ELECTRIC VEHICLES
0.50% APR
Rate Discount
*For model years 2018 and newer
*Rates quoted “as low as” are subject to change without notice. Rate determined by credit score, term of loan, and model year of vehicle. All loan applications are subject to approval. The Credit Union reviews every loan application to ensure fairness and compliance to Beginnings Credit Union policy. Loan Disbursements are made payable to the Solar Installer/Contractor. Solar Home Equity from $5,000-$200,000. Unsecured from $5,000-$50,000.
Borrower Security
This protection could cancel your loan balance or payments up to the contract maximums. Purchasing protection is voluntary and won't affect your loan approval. It's simple to apply. Ask us about eligibility, conditions, or exclusions.
Disclaimer: Beginnings Credit Union reserves the right to make final determination as to what qualifies as a "Green Loan." Speak with a loan officer for more information. All loans are subject to approval. Equal Opportunity Lender.