We've changed our name, but our Digital Banking remains the same
CFCU More will continue to serve as our digital banking platform, however with our new name, we’ll simply refer to it as Beginnings Digital Banking or the Beginnings Mobile App. You’ll notice our new Beginnings look within the platform, but all of the capabilities and functions remain the same.
If you have automatic updates enabled on your mobile device, your app will automatically update. Otherwise, you can go into your settings and make a manual update.
Click here for manual update directions.
You can also access Digital Banking on your desktop at https://digital.beginnings.com If you have our previous page bookmarked in your browser, you will be redirected to our new site. Please make sure to update your bookmark for easy access.
All login information will remain the same.
- If you're having any issues with your password or username, simply click on "Forgot Username /Password" and follow the instructions to reset it quickly and securely.
- Don’t know your member number? Just click the enroll button, then click on the button at the bottom of the box that says, "I don't know my member number", and it will walk you through the steps.
*Please note that each device may look/act slightly differently than what is shown above. All previous versions of operating systems that supported CFCU More also support the new Beginnings App. Reminder, those with Google Pixel on Android 16 did not support CFCU More and do not currently support the new Beginnings app.
Important notes for business members
Account Information for Business Members is still accessible via Business Banking. You can continue to view your business accounts, make internal transfers, and conduct domestic wire transfers.
You will continue to see the CFCU branding within Business Banking for the time being.
Business Members can also continue utilizing Beginnings Digital/Mobile Banking (formerly called CFCU More) for other exciting Business Services, such as Mobile Deposit, Pay Bills, and External Transfers.
How to enroll
DIRECTIONS
- To enroll you will need your Member Number* and additional personal identifying information.
- Access Beginnings Digital/Mobile Banking by entering digital.beginnings.com into your browser or download the Beginnings Mobile App in
the Apple Store or Google Play Store and click on
Enroll
. - Once you are registered, you can access our new services from either the app or the website.
If you have trouble registering, please call our Member Solutions team at 607-257-8500 or toll-free 800-428-8340.
*If you are not sure what your member number is, you can request it by stopping into any branch, or calling Member Solutions.
Supported browsers, Android, and IOS
Supported Browsers:
Our Digital/Mobile Banking platform is fully supported on the current and the two previous versions of Chrome, Edge, and Safari. You can also access it from other browsers like Firefox, but we cannot guarantee the full functionality of services once logged in. We are working with our developers to expand support for additional browser types.
Android/IOS Support:
Our Digital/Mobile Banking platform is supported on older versions of Android and IOS for basic access, but some services within our platform may require the user to be on a more recent version of Android or IOS. For an optimal experience, we recommend using the most current version of Android or IOS, or a version no more than two versions prior to the current version.
Some of the tools available in Beginnings Digital/Mobile Banking
Debit Card Controls
Card Controls allow you to easily change your pin, add travel exemptions/alerts, and freeze or activate your debit card anytime, from anywhere.
FAQs
WHAT CARDS CAN I ACCESS IN CARD CONTROLS?
- You will be able to access any Beginnings Credit Union Debit Card that is issued in your name that is in an active or issued status.
CAN I SEE A JOINT SIGNER’S CARD?
- No, you will not see a joint signer’s card. The joint signer will need to register in our Digital/Mobile Banking to use Card Controls and make changes to the card issued in their name.
Pay-a-Person
Pay-a-Person allows you to pay friends and family easily from your Beginnings Credit Union accounts.
*A checking account is required for this service.
FAQs
I HAVE A BUSINESS ACCOUNT, CAN I USE THE NEW PAY-A-PERSON SERVICE?
- Pay-a-Person is intended to transfer funds between two individuals and not designed for business usage.
- If you are looking for an electronic option to transfer funds to individuals, we recommend Beginnings Credit Union’s ACH processing services for businesses. Please Contact Shine Gonzalez, our Business Development Specialist, for more information.
External Transfers
External Transfers allows you to transfer money in and out of your Beginnings Credit Union accounts to and from your accounts at other financial institutions.
*A checking account is required for this service.
FAQs
CAN I TRANSFER TO ANY ACCOUNT?
- If your other Financial Institution participates in Plaid, you can add a new account and initiate the first transfer on the same day. If you are looking to transfer funds to another person, check out our Pay-a-Person service (also on our Digital Banking platform). If you are looking to pay a merchant, biller or business try our Pay Bills service (also on our Digital Banking platform).
Pay Bills
Pay and manage your monthly bills from one place online.
With Bill Pay you can view your payment history, pay bills immediately, or schedule a future or recurring payment.
*A checking account is required for this service.
Subscription Manager
Use this free tool to easily identify and manage subscriptions you pay for with your Beginnings Credit Union debit card and debit/credit cards from other institutions. It’s also a great tool to capture any duplicate subscriptions.
Try it today, you may save some money!
Switch Deposits+
Switch Deposits+ is a tool that makes moving your checking or savings account from another institution to a Beginnings Credit Union checking or savings account, just a few simple clicks away.
*A checking or savings account is required for this service.
Currency Exchange
Use this tool to order Foreign Currency and save valuable time and money.
Currency from over 100 countries is available for delivery or pick up in a branch within 1-2 business days. Save money by avoiding 3% credit card surcharges.
*Foreign
currency is not immediately available, it must be ordered in advance within
Digital Banking. Fees may apply.
Some other things you can do within Digital Banking
Deposit checks
Sign up for E-Statements
Message staff securely
Update your contact information
Set up email and text alerts
Apply for a student loan
Apply for other loans
Fill out a mortgage application
Visit Beginnings Insurance Services
Find a branch or surcharge-free ATM location
Stay tuned for even more tools to be added!