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Beginnings Credit Union

Business Term Loans and Lines of Credit

We want your business to thrive, that’s why we offer several business loan options to choose from.

BUSINESS TERM LOANS

  • Various collateral accepted, including accounts receivable, inventory, equipment, vehicles, and Certificates
  • Fixed and variable rate options
  • Flexible repayment terms from 12 – 84 months
  • No prepayment penalties
  • Easy to pay online and set-up automatic payments
  • Quick application process

BUSINESS LINES OF CREDIT

  • Various collateral accepted, including accounts receivable, inventory, equipment, vehicles, and Certificates
  • Variable rate
  • Transfer the funds to your Business Checking Account
  • Easy to pay online and set-up automatic payments
  • Quick application process
  • Line only needs to be paid down to 25% of the line amount for a minimum of 30 days during the 12-month period.*

Real Estate Lines of Credit

Leverage the equity in your business real estate holdings.

Learn More about Real Estate Lines of Credit

*The Line of Credit needs to be paid down to at least 25% of the line amount for a minimum of 30 days during the 12-month period beginning the month of the account opening.