Saving regularly with a savings account at Beginnings Credit Union can really add up to big things.
Check out all the different ways you can save at Beginnings Credit Union.
Savings Account Features
- Deposits are Federally Insured by the NCUA to at least $250,000.
- Access to Digital Banking.
- No monthly service fees.
- Dividends paid with only $100 in the account.
- You can open several savings accounts.
- You can set up direct deposits and/or automatic transfers.
Savings Account Options
Membership Savings*
- This account represents your membership at Beginnings Credit Union. It is required for each member to have this account.
- Low $5 minimum balance requirement.
Lucky Savers
- A unique account where you have a chance to win money each month while you save.
- Cash prizes ranging from $25 - $5,000.
- Every $25 deposited is a chance to win!*
*up to 10 entries a month
Round Up Savings
- Make deposits to your savings account every time you use your debit card.
- No minimum balance required.
- Must be linked to eligible Beginnings checking account. Click below for details.
Other Great Ways to Save!
Money Market
Earn a higher interest rate while still keeping your money liquid.
Certificates
Earn a higher interest rate on your savings by keeping your money in the account for a specific period of time.
Dream Home Club
A program for first-time homebuyers that are saving for a down payment.
It's possible with our 6-month Certificate.
Only a $500 minimum deposit.
Available for a limited time only.
5.25% APY when you have one of the following checking accounts (Rewards, Simply, Student, or New Start). 4.25% APY without a checking account.
*Membership eligibility requirements apply.
We offer Savings Accounts in Ithaca, Cortland, Waterloo, North Syracuse, East Syracuse and more.