Saving regularly with a savings account at Beginnings Credit Union can really add up to big things.
Check out all the different ways you can save at Beginnings Credit Union.
Savings Account Features
- Deposits are Federally Insured by the NCUA to at least $250,000.
- Access to Digital Banking.
- No monthly service fees.
- Dividends paid with only $100 in the account.
- You can open several savings accounts.
- You can set up direct deposits and/or automatic transfers.
Savings Account Options
Membership Savings*
- This account represents your membership at Beginnings Credit Union. It is required for each member to have this account.
- Low $5 minimum balance requirement.
Lucky Savers
- A unique account where you have a chance to win money each month while you save.
- Cash prizes ranging from $25 - $5,000.
- Every $25 deposited is a chance to win!*
*up to 10 entries a month
Goal Savings
- Motivating, temptation-free savings.
- No minimum balance required.
- Choose a goal that you want to save for (wedding, vacation, a big project).
- Choose the amount and time frame for your goal.
- Set up a goal savings with automatic regular deposits that will mature on the date you set.
Other Great Ways to Save!
Money Market
Earn a higher interest rate while still keeping your money liquid.
Certificates
Earn a higher interest rate on your savings by keeping your money in the account for a specific period of time.
Dream Home Club
A program for first-time homebuyers that are saving for a down payment.
Control Your Debit Card with Beginnings Digital Banking!
- Change your pin
- Add travel exemptions/alerts
- Freeze/activate your card
*Membership eligibility requirements apply.
We offer Savings Accounts in Ithaca, Cortland, Waterloo, North Syracuse, East Syracuse and more.