Save while you spend with a Round Up savings account at Beginnings.
Why a Round Up savings account?
Life is busy, and it can be hard to remember to save money! This account can help you move funds into savings without you having to think about it.
How does it work?
Round Up Savings takes your debit card transactions and rounds them up to the dollar. The rounded-up funds will be transferred from an eligible checking account* to your Round Up Savings account. Watch your savings grow every day while you spend!
Example: If you make a debit card purchase for $3.25, $0.75 will be transferred into your Round Up Savings account.
Who can join in on the savings?
Anyone who has an eligible checking account* with Beginnings can open a Round Up savings account.
What types of transactions are rounded up?
All debit card purchases, both point of sale and online will be rounded up and saved for you. ATM transactions and debit card credits are not included.
How can I access my new savings?
You can withdraw funds or transfer funds out of the account at any time just like a normal savings account. The only type of deposit possible is from the round up transfer, so you can really see how much you are saving.
*Member must be the primary owner of an eligible account. Eligible accounts include: Simply, Student, Rewards, New Start, and High Yield. See Truth in Savings Disclosure for additional details.
Round Up Savings Account Features
- Deposits are Federally Insured by the NCUA to at least $250,000.
- Access to Digital Banking.
- No monthly service fees.
- No minimum to earn dividends
Other Great Ways to Save!
Money Market
Earn a higher interest rate while still keeping your money liquid.
Certificates
Earn a higher interest rate on your savings by keeping your money in the account for a specific period of time.
Dream Home Club
A program for first-time homebuyers that are saving for a down payment.
Tell your friends.
There's something in it for everyone.
Invite your friends and family to open a new checking account with us and everyone will receive a certificate redeemable for a $25 gift card to spend how you like.
*Membership eligibility requirements apply.
We offer Savings Accounts in Ithaca, Cortland, Waterloo, North Syracuse, East Syracuse and more.