Amazing convenience built for you.
14 convenient locations to serve you, many locally owned ATMs, and participation in ATM networks allowing our members access to over 85,000 surcharge-free ATMs worldwide!
Branches
Tompkins County
MEADOW STREET
TRANSFORMATION CENTER
EAST HILL
TRIPHAMMER
CORNELL
ITHACA COLLEGE
MORTGAGE OFFICE
ADMINISTRATIVE OFFICE
Cortland County
PORT WATSON
SUNY CORTLAND
Onondaga County
NORTH SYRACUSE
EAST SYRACUSE
Seneca County
WATERLOO
Surcharge-Free ATMs
Beginnings Credit Union is part of three ATM networks that provide over 85,000 surcharge-free ATMs worldwide. Use the locator map on this page to find your nearest surcharge-free ATM or look for the Allpoint or CO-OP Network logo sticker on the ATM.
*Foreign transaction fees may apply.

.png?sfvrsn=eec91f4_1&MaxWidth=200&MaxHeight=200&ScaleUp=false&Quality=High&Method=ResizeFitToAreaArguments&Signature=04DF08E90272959A0CE571DA4AAC6ADD823645D8)
Virtual Teller Machines (VTMs)
Virtual Teller Machines (VTMs) are advanced ATMs that allow you to perform additional banking transactions/services.
Other Services at Our Branches
Coin Counter Machines
Located at the following branches:
- East Hill Branch - 1022 Ellis Hollow Rd., Ithaca
- Meadow Street Branch - 409 N. Meadow Street (Route 13), Ithaca
- Port Watson Branch - 182 Port Watson Street, Cortland
- Route 281 Branch - 3910 Route 281, Cortland
- Triphammer Branch - 99 Sheraton Drive, Ithaca
Free Notary Public
A notary public is someone who is authorized to witness a signature on various kinds of legal documents, including mortgage loan documents. As a professional courtesy, we offer notary public services at our branches. We’ll notarize documents for you at no charge. Please call our main number ahead of time to ensure a notary will be available at the branch. We can provide notary services to both Beginnings Credit Union members and non-members. However, there is a $2.00 fee for non-members.
Free Signature Guarantee
One of the cornerstones of securities transfer is the signature guarantee. It’s required before a transfer can take place and requires an equitable methodology for the acceptance of signature guarantees from eligible guarantor institutions. Beginnings Credit Union is an enrolled guarantor in the Securities Transfer Agents Medallion Program (STAMP), the financial industry's signature guarantee program. Please call our main number ahead of time to ensure authorized staff will be available at the branch. We can only provide a Signature Guarantee to Beginnings Credit Union Members.