Financial journeys begin here.
Ready to ace your personal finances? Whether you need an account for your first job or you are heading off to college, Beginnings Student Checking is the account for you!
No monthly service fee, no minimum balance, plus you earn CASH BACK Rewards Points whenever you swipe or tap your debit card.
Even if you're far from home, you'll still have access to all your money and Beginnings services through the Digital Banking App. So we will be there to support you every step of the way.
Student Checking
Earn CASH BACK Rewards Points whenever you swipe or tap your debit card.
- Earn 1 point for every $2 spent.
- Age range 13 - 25 (ages 13 - 15 require a co-signer).
- Low $5 minimum deposit to open.
- No minimum balance.
- No monthly service fee.
- No debit card replacement fee.
- No overdraft protection transfer fee (ODP). Available funds are automatically transferred from a linked checking or savings account to cover a transaction.
Checking Features
All Beginnings checking accounts offer:
- Access to Digital Banking.
- Access to over 85,000 surcharge-free ATMs worldwide.
- Digital Wallet Capabilities (Apple and Google Pay).
- Electronic Statements.
- Deposits are Federally Insured by the NCUA to at least $250,000.
- Learn real-life skills with Banzai Financial Education
Tell your friends.
There's something in it for everyone.
Invite your friends and family to open a new checking account with us and everyone will receive a certificate redeemable for a $25 gift card to spend how you like.
The Student Checking account primary owner must be age 13-25. Once the primary account owner reaches the age of 26, the account will be converted to a Rewards Checking account. Minimum opening deposit $5. Membership eligibility requirements
apply. Federally Insured by NCUA.