Earn up to 4.25% APY with Beginnings' IRA Certificate*
Whether retirement is right around the corner, or you are making your first plans to save, start the year right with Beginnings' special 18-month IRA certificate. We combine the security of a certificate with a great rate for your investment. Help your money grow so it will be there when you need it.
Promotional Details
- 4.25% APY
- 18-month certificate
- $500 minimum balance
- Offer good through April 15, 2026
*APY = Annual Percentage Yield. APY available through 4/15/26. $500.00 minimum balance to earn APY. Initial term is 18 months with automatic renewal at maturity for a 12-month term at the then current rate. Penalties may be imposed for early withdrawal. Fees may reduce earnings. Additional restrictions and eligibility requirements may apply. Please consult a Tax Professional for IRS limitations. Insured by NCUA. Click here for full TIS disclosure.