Welcome to Beginnings Credit Union
Ready for a new beginning? So are we. Beginnings Credit Union is here to help you write your next chapter, whether it's saving for your first home, going back to school, launching your own business, or something completely different. We know that making a change in life often requires financial opportunity — and we're here to help make it happen.
How We Became Beginnings Credit Union
We've served the Finger Lakes Region since 1953 as CFCU Community Credit Union. Over the decades, CFCU began to lose meaning to our current members. So we decided to create our own fresh start with a name that truly reflects our values and the way we approach banking.
What You'll Find at Beginnings CU
Beginnings Credit Union serves both individual and business members for cash management, savings, financing, and more. As you start to explore, you'll discover:
Deposit Accounts
Managing and growing your money is easier than ever with our selection of deposit accounts:
Loans
Taking out a loan can help you reach your financial goals more quickly. Beginnings offers local decision-making and competitive interest rates for the following loan types:
- Personal Loans
- Rewards Credit Cards
- Auto Loans
- Boat, RV, and Recreation Loans
- Student Loans
- Secured Loans
- Revolving Lines of Credit
Home Loans
Ready to buy, refinance, or expand your next home? We've got you covered no matter where your journey takes you. Our home loan services include:
Modern Banking with a Local Presence
Staying in the know is a crucial part of managing your money well. At Beginnings, we offer both digital banking and a mobile app. Log in with your previous CFCU username and password for easy access to all of your accounts.
Contact us today about becoming a member.