One loan, endless possibilities.
Fund milestones, consolidate debt, and make dreams a reality with a Beginnings Personal Loan.
Limited-Time Personal Loan Discounts:
Get up to 1.00% rate discount*
- 0.25% off if you already have or open a new Beginnings checking account and establish automatic payments to your personal loan
- 0.25% off if you have an open auto loan or refinance a non-Beginnings auto loan with Beginnings.
- 0.50% off if you already have a Beginnings credit card or open a new card.
No prepayment penalties
Flexible repayment terms
Easy to pay online
Set-up automatic payments
Quick application process
Certified credit counselors available
Borrower Security
This protection could cancel your loan balance or payments up to the contract maximums. Purchasing protection is voluntary and won't affect your loan approval. It's simple to apply. Ask us about eligibility, conditions, or exclusions.
Home Equity Loan or Line of Credit
Put Your Home’s Equity to Work for You!
*APR = Annual Percentage Rate. All loans subject to approval. 0.25% rate discount applied when borrower has or opens any Beginnings Checking Account at loan consummation. Borrower must be the primary owner of the checking account and establish auto pay on the loan from the checking account. 0.25% rate discount applied when borrower is the primary signer on a current Beginnings auto loan or refinances an external auto loan. 0.50% rate discount applied when borrower has or opens any Beginnings Credit Card at loan consummation. Borrower must be the primary signer of the Credit Card account. Discounts may be combined for up to 1.00% rate discount. Rate discounts apply to new personal loans. Refinance of existing Beginnings loans and business loans are not eligible for promotion. Membership eligibility requirements apply. Promotion available for a limited time. Federally Insured by NCUA.
Your APR will be based on creditworthiness at the time of application for a loan term of 12-60 months. For example if you get approved for a $10,000 loan at 10.00% for a term of 36 months, you'll pay 322.67 per month.