It's Rewarding and Easy!
Here are just some of the financial resources and conveniences that Beginnings Credit Union can provide you:
- Checking Accounts to suit your individual needs. Open a Beginnings Credit Union Rewards Checking account and earn $250 (25,000 in cashback rewards points)*; you also earn Rewards Points every time you swipe your debit card and can redeem them for CASH BACK and other rewards.
- Group Financial Literacy Training and Education Sessions, delivered at no cost by Beginnings Credit Union's subject matter experts, at times and on topics to be agreed-upon with employees who take advantage of the EXCLUSIVE Bank at Work Program.
- Beginnings Digital Banking allows you to bank from anywhere at any time. View accounts, deposit checks, transfer between accounts, control your debit card, pay bills, pay friends or family, and more.
- Network of over 85,000 surcharge-free ATMs worldwide for when you travel.
- Full-service Branches in several Central New York locations.
- Savings Accounts to help you reach the goals you set.
- Beginnings' No-Closing Cost Mortgage Program
- Beginnings' First Time Home Buyer Program
- Beginnings' Investment Solutions includes a no cost financial consultation with an Investment Solutions Advisor and a free financial plan.
- Reward Credit Card with No Annual Fee
- Rewards Elite Credit Card
- Competitive Loan Products
Contact Aidan Locke
Beginnings Credit Union Commons Branch
202 E State St
Ithaca, NY 14850
Phone: 607-882-5295
Email: aidan.locke@beginnings.com

When you join Beginnings Credit Union, you become a member/owner of a not-for-profit financial institution that gives back to the local communities it serves and sponsors fun events!
Not-for-Profit Financial Institution
Community Impact
Fun Events!
*The Rewards Checking account primary owner must have a combined average daily balance of at least $5,000 in their checking, savings, and certificate accounts OR have at least 15 debit card transactions per month, otherwise a monthly service fee of $10 will be assessed. Debit card transactions must post and settle to the account to be included in the monthly count. ATM transactions are not included. Minimum opening deposit $25. Membership eligibility requirements apply.